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Why choose a systematic investment option that offers less?

Birla Sun Life Century SIP


The Fund House of the Year now offers SIP with 100x Insurance Cover

Awarded by CNBC TV-18 Crisil. Past performance is no guarantee of future results. For ranking methodology please see overleaf

SMS ‘SIP’ to 56767

What do you need to do to put your finances in order? In simple Highlights of the Insurance Cover
words, just three things and they are protection, wealth creation and
planning for your retirement. 3 Free Insurance Cover
The Insurance cover available with Century SIP will come at no
3 Protection entails hedging oneself from an early demise or a
long life. Early demise would mean pressure on the family to extra cost to the investor. The cost of insurance will be entirely
make ends meet. Hence an individual needs to keep aside a borne by the AMC.
chunk of his investible surplus towards insurance.
3 Upto 100 times Insurance Cover*
3 Wealth Creation entails investing in various asset classes and
making enough money so as to beat inflation. Very few asset In the unfortunate event of the demise of an investor during the
classes helps one to achieve this, Equity is definitely an asset tenure of the SIP, the nominee gets the Fund Value + Insurance
class of choice in this endeavour. Cover equivalent upto 100 times monthly SIP installments. The
insurance cover offered to the investor grows with the tenure of the
3 Retirement Planning is all about Earning, Saving and creating SIP.
enough wealth to sustain one self during the sunset years.
During Year 1 X 10^
During Year 2 Monthly SIP Installment X 50^
Birla Sun Life Century SIP Year 3 onwards X 100^
Taking care of your financial planning needs - completely
^ Insurance Cover

Birla Sun Life Century SIP is a product offering from Birla Sun Life
Mutual Fund which aids you to Power your investments with an 3 Continued Insurance Cover*
added benefit of upto 100 times monthly SIP installment Free life The life insurance cover offered to the eligible investor would
insurance cover. continue even if the SIP stops after a minimum period of 3 years at
Investing in Birla Sun Life Century SIP helps you to: the fund value subject to a maximum of 100 times of the monthly
SIP installment. The cover ceases to exist on full/partial
redemption or switching prior to completion of the SIP tenure.
Create wealth, by systematically investing as little as Rs. 1000
per month in Equity Schemes of Birla Sun Life Mutual Fund. *All the above mentioned limits are subject to maximum cover of
Rs. 20 lacs per investor across all schemes/plans/folios.

3 Hassle Free
To avail of the life cover all an investor needs to do is enroll for CSIP
Protects, by providing a cushion of security through free insurance & sign a “Declaration of Good Health”. In case of unfortunate
cover of up to 100 times the SIP installment in case of an demise of investor the insurance claim will be directly paid to the
unfortunate demise. nominee by the insurance company (Birla Sun Life Insurance
Company).

For complete details on terms & conditions of Birla Sun Life Century SIP, Investors should read the Offer Document/ Key Information
Memorandum available at Investor Service Centers and with Distributors carefully before investing.
3 Benefits to the Family /Nominee Eligibility criterions

Assuming a scenario where in an investor had started a 10 year ·Only individual investors, excluding Non Resident Indians & Persons of Indian Origin, whose age is 18 years
and above but less than 46 years, at the time of the first investment.
CSIP @ Rs. 20,000 pm installment and a rate of return @ 8%p.a. Provided
o Investors enroll for investments through Century SIP, in Designated Schemes.
On completion of the CSIP tenure, value of investment and o Investors sign genuine “Good Heath Declaration” and also provide their Date of Birth, Gender and
insurance cover would be Rs. 36.59 lakhs and Rs. 20 lakhs Nominee details at the specified places in the application form
respectively. · In case of joint unitholders in the scheme, only the first unit holder would be eligible for the insurance cover.

The illustration below explains the same. Tenure of Century SIP


55 Years less the current completed age of the investor
e.g. Eligible investor may avail of the Century SIP for such period (in years and whole of months) as may be remaining
Fund Value Life Cover Total Benefit for the attainment of 55 yrs of age. Thus, for an investor at the age of 40 yrs 5 months tenure of Century SIP shall be a
4000000 Rs. in Lakhs Rs. in Lakhs to the Family period of 14 years and 7 months i.e. period remaining for the attainment of 55 yrs of age.
Rs. in Lakhs 36,58,921
3600000
Unfortunate Event of Death at
14.70 20 34.70
3200000
the end of year 5 Discontinuation of Century SIP
Unfortunate Event of Death at
2800000 the end of year 10
36.59 20 56.59 · Investor intimates theAMC to discontinue Century SIP, or
2400000
· Investor defaults Century SIP installments for two consecutive months during the tenure of the Century SIP, or
· Investor defaults Century SIP installments for four separate occasions (months) during the tenure of the Century
2000000
SIP
1600000 There shall be no provision to revive the Century SIP, once discontinued
1200000

800000
Group Life Insurance

400000
Amount of Life Insurance Cover:
If Century SIP discontinues, the insurance cover would be as follows:
0
Year 1 Year 2 Year 3 Year 4 Year 5 Year 6 Year 7 Year 8 Year 9 Year 10
· Century SIP discontinues before 3 years : Insurance cover stops immediately
· Century SIP discontinues after 3 years : Insurance cover equivalent to the value of units allotted under
BSL Century SIP Fund Value Life Insurance Cover
Century SIP investment at the start of the each policy year,
Scenario – 10 Year SIP @ Rs. 20,000 pm Installment Rate of Returns assumed @ 8% p.a. Computations - Internal subject to a maximum of 100 times the monthly installment.

Incase of any unfortunate circumstances, the fund value & the value of life Commencement of Insurance Cover
cover would payable to the nominee. The Insurance cover will start from the commencement of Century SIP. However, only accidental deaths will be
covered for the first 45 days.

Cessation of Insurance Cover


Features of Birla Sun Life Century SIP
The insurance cover shall cease upon occurrence of any of the following:
· At the end of the tenure. i.e., upon completion of 55 years of age.
Features Century SIP · Discontinuation of Century SIP installments within 3 years from the commencement of the same
· Redemption / switch-out (fully or partly) of units purchased under Century SIP before the completion of the Century
Minimum CSIP Installment Rs. 1,000 pm SIP tenure

Revival of Insurance Cover


Entry Load* For purchase of units under CSIP: 2.25%
There shall be no provision for revival of insurance cover, once the insurance cover ceases as stated above.
Exit Load** Redeemed / switched out within 3 yrs: 2%
Exclusions for Insurance Cover
Nil thereafter
No insurance cover shall be admissible in respect of death of the unit holder (the insured investor) on account of -
Payment Options ECS, Direct Debits & PDCs · Death due to suicide within first year of commencement of Century SIP
· Death within 45 days from the commencement of Century SIP installments except for death due to accident
Life Cover Proceeds^ Goes to the nominee · Death due to pre-existing illness, disease(s) or accident which has occurred prior to commencement of Century
SIP

Benefits to Nominee^ Fund Value + Life Cover equivalent upto 100 Other Terms and Conditions
times SIP installments The Fund is bringing this offer to the investors of the Scheme only as an additional facility and is not acting as an agent
for marketing/sales of insurance policies.
Schemes Available All Open Ended Equity Schemes
For complete details on terms & conditions of Birla Sun Life Century
* Nil for Direct application SIP, Investors should read the Offer Document/ Key Information
**In the unfortunate event of death of the investor, no exit load on redemption/switching out of units by the Memorandum available at Investor Service Centers and with
nominee/joint holder, as the case may be.
^in case of pre mature death Distributors carefully before investing.

BIRLA SUN LIFE ASSET MANAGEMENT COMPANY LTD. BRANCHES Distributed by:
AGRA: 0562-2524409 • AHMEDABAD: 079-26403553/48 • AJMER: 0145-5102022, 5102019 • ALLAHABAD: 532-3201661 • AMRITSAR: 183-
3220031 • AURANGABAD: 240-3203581 • BANGALORE: 080-22389991/2/3/5 • BARODA: 0265-6582984/2986 • BELGAUM: 831-3200946 •
BHILLAI: 0788-4083340 • BHOPAL: 0755-4061365/4074052 • BHUBHANESHWAR: 674-3200855 • CALICUT: 0495-4021366/ 4021399 •
CHANDIGARH: 0172-2783556/57 • CHENNAI: 0044-42045003/ 5002/28191681/28116610 • COCHIN: 0484-2383969/2366817 •
COIMBATORE: 422-4350262/64 • DEHRADUN: 0135-3241324 • DURGAPUR: 034-36450619/21 • GHATKKOPAR: 022-32681373 • GOA:
0832-2437628/29 • GURGOAN: 0124-4235974-75 • GUWAHATI: 0361-2599273/2595020 • HUBLI: 836-3205375 • INDORE: 0731-
2534502/5040496/5046789 • JAIPUR: 0141-2389082/5116883/2389115 • JALANDHAR: 181-3242256 • JAMNAGAR: 288-3200064 •
JAMSHEDPUR: 0657-6456127 • JODHPUR: 0291-5123888, 5123886 • KANPUR: 0512-2331116/1121/3246000 • KOLKATA: 033-
22882592/94/95 • LUCKNOW: 0522-4094110/11 • LUDHIANA: 0161-5088847/2771217 • MADURAI: 0452-2382566/67 • MANGLORE: 824- Drashti Investments
3200050 • MORADABAD: 591-3200690 • MYSORE: 821-3200705 • MUMBAI (SALES OFFICE): 022-56379999 • MUMBAI: 022-56661035/
1036 • MUMBAI (PRABHADEVI): 022-32680306 • NAGPUR: 0712-6630899 • NASHIK: 253-3201125 • NEW DELHI: 011-23358636/23320831 • drashti.investments@rediffmail.com
PATNA: 612-2207022/23/3890873 • PUNE: 020-56011865/ 1866/ 1867 • RAIPUR: 0771-4266894/9302271789 • RAJKOT: 281-3200211 •
RANCHI: 651-3200894 • SALEM: 427-3200230 • SECUNDRABAD : 040-65311052/ 3580/ 27721818 • SILLIGURI: 353-3205577 • SURAT: 0261- 09221890056
6581707/1708 • TRICHHUR: 487-3202892 • TRICHY: 431-3201102 • TRIVANDRUM: 471-3213838 • UDAIPUR: 0294-5102290/91 • VALSAD:
9879503553 • VARANASI: 0542-2227755/ 2227756 • VASHI: 022-32658511 • VIJAYWADA: 866-3200639 • VISAKHAPATNAM: 0891-6631337

Award Methodology: CNBC TV18 - CRISIL Mutual Fund of the Year Award for 2007. Birla Sun Life Mutual Fund, Category - Mutual Fund of the Year, out of 26 fund houses. Fund Houses winning at least two awards for their schemes in the
category level awards for 2007 were considered for the award based on consistency of fund house's performance across various scheme categories in the four quarterly CRISIL CPR rankings released during the calendar year 2007. The
individual CRISIL CPR ranks for their schemes were aggregated on a weighted average basis to arrive at the final ranks for fund houses. Award methodology of the CRISIL CPR is
available at www.crisil.com. Ranking & Award Source: CRISIL Fund Services, CRISIL Ltd.
Statutory Details: Constitution: Birla Sun Life Mutual Fund has been set up as a Trust under the Indian Trust Act, 1882. Sponsors: Aditya Birla Nuvo Limited & Sun Life (India)
AMC Investments Inc [liability restricted to seed corpus of Rs. 1 Lac]. Trustee: Birla Sun Life Trustee Company Pvt. Ltd. Investment Manager: Birla Sun Life Asset Management
Company Ltd. Risk Factors: Mutual Funds and securities investments are subject to market risks and there can be no assurance or guarantee that the objectives of the Schemes will
be achieved. As with any investment in securities, the NAV of the Units issued under the Schemes may go up or down depending on the various factors and forces affecting capital
markets and money markets. Past performance of the Sponsors / Investment Manager / Mutual Fund does not indicate the future performance of the Schemes and may not
necessarily provide a basis of comparison with other investments. The names of the Schemes do not, in any manner, indicate either the quality of the Schemes or their future
prospects or returns. Unitholders in the schemes are not being offered any guaranteed/assured returns. For scheme specific risk factors and other details please read the offer
document of the schemes available at Investor Service Centres and with Distributors carefully before investing. The Group Life Insurance Cover will be governed by the terms,
conditions & exclusion of the insurance policy with the relevant Insurance Company as determined by the AMC. Insurance is subject matter of solicitation. For further Scheme
Specific Risk Factors & other details please read the Offer Document carefully before investing.

www.birlasunlife.com • Email: connect@birlasunlife.com • Toll free: 1-800-22-7000 / 1-800-270-7000 SMS ‘SIP’ to 56767
APPLICATION FORM
Application Form should be completed in English and in BLOCK letters. Please tick in the appropriate boxes wherever applicable.

1. MANDATORY FOR LIFE INSURANCE COVER Application No.


Date of Birth and Gender mandatory Duly Signed ‘Good Health Declaration’
Section 8 ‘Good Health Declaration’ should be read carefully

2. DISTRIBUTOR / BROKER / SUB-BROKER INFORMATION EXISTING UNIT HOLDER INFORMATION


Applicable details and mode of holding will be as per the existing Folio No.
ARN-0155
NJARN-0163
ARN-70963
Distributor Name / ARN No. / Direct
Indiainvestment
54934
Sub Broker Name / ARN No. / Direct Folio No.
(Please fill in your Folio No. & Name and then proceed to Section 5.)
For Direct Application please write the word “DIRECT” in Distributor & Sub-Broker Box. (Ref. Instruction No. 8)

3. UNIT HOLDER INFORMATION (Refer Instruction No. 2) Fresh / New Investors fill in all the blocks. (3 to 12)
NAME OF FIRST / SOLE APPLICANT
Mr. Ms. M/s.

PAN* (Mandatory for all investors) *Ref. Instruction No. 3 Proof COMPLIED (mandatory for investments equal to or greater than Rs. 50,000/-) KYC

NAME OF SECOND APPLICANT


Mr. Ms. M/s.

PAN* (Mandatory for all investors) *Ref. Instruction No. 3 Proof COMPLIED (mandatory for investments equal to or greater than Rs. 50,000/-) KYC

MAILING ADDRESS OF FIRST / SOLE APPLICANT (P.O. Box Address is not sufficient)

CITY STATE PIN CODE

CONTACT DETAILS OF FIRST / SOLE APPLICANT


STD Code Telephone : Off. Residence Mobile

E-Mail (Ref. Inst. No. 9)

Online access** (see overleaf) Yes No [Please tick ( )] Status Resident Individual Mode of Holding Single Joint Anyone or Survivor (Default option is Anyone or survivor)

4. COMMUNICATION [Please tick ( )] Ref. Instruction No. 9


I/We wish to receive the following document(s) via Physical or Electronic mode Account Statement Newsletter Annual Report Other Information

5. CENTURY SIP DETAILS Please write appropriate scheme name as well as the Plan / Option / Sub Option.

SCHEME PLAN OPTION

SWEEP TO SCHEME PLAN / OPTION


(Ref. Instruction 11)

6. PAYMENT DETAILS
Payment Option (Please (3) any one) Post Dated Cheques (Proceed to Section 7) First Cheque + ECS Mandate (Proceed to ECS Facility Application Form)

7. CENTURY SIP PAYMENT VIA POST DATED CHEQUES (Minimum 36 PDC’s)


*Separate cheque / demand draft must be issued for each investment, draw in favour of respective scheme name. Minimum Amount Rs. 1,000/-

First Installment has to be through Cheque / DD. 1st CSIP Cheque / DD No. 1st Cheque Dated D D / M M / Y Y Y Y

Total No. of CSIP 1 Cheque st


+ = Total Installments Cheque No. From Cheque No. To

Century SIP Installment Amount (Rs.) (minimum Rs. 1,000/-) Cheque Date From D D M M Y Y Cheque Date To D D M M Y Y

Drawn on Bank Branch City

CSIP Date 1st 7th 10th 14th 20th 21st 28th (you can choose only one) (For CSIP tenure ref. Instruction No. 12(vi))

Application No.
ACKNOWLEDGEMENT SLIP (CENTURY SIP APPLICATION FORM) (To be filled in by the Investor)

BIRLA SUN LIFE ASSET MANAGEMENT COMPANY LIMITED


Ahura Centre, 2nd Floor, Tower ‘A’, 96/A-D, Mahakali Caves Road, Andheri (E), Mumbai–400 093 Tel.: 022-66928000 Collection Centre /
Toll Free : 1800-22-7000 / 1800-270-7000 | SMS ‘SIP’ to 56767 | connect@birlasunlife.com AMC Stamp & Signature

Received from Mr. / Ms. _____________________________________________________________________________ Date : _____/_____/___________

[Please tick ( )] ENCLOSED PAN Proof COMPLIED KYC (mandatory for investments equal Date of Birth PDC ECS Facility
to or greater than Rs. 50,000/-)
8. DECLARATION OF GOOD HEALTH (All the fields are mandatory) (Ref. Instruction No. 14)

Please Tick ( ) For Either Yes or No – Otherwise The Application Will Be Invalid
1. Have you ever been treated for symptoms of high blood pressure, diabetes, heart attack or heart disease, stroke, chest pain, kidney disease, AIDS or AIDS Yes No
related complex, cancer or tumor, asthma or respiratory disease, mental or nervous disease, liver disease, blood disease, digestive and bowel disorder,
disorder of the bones, spine or muscle?
2. Have you within the last 2 years taken any form of medication for more than 14 consecutive days to treat an illness or disease? Yes No
3. Have you within the last 2 years consulted any medical practitioner for any condition other than minor impairment such as cold or flu? Yes No

I understand and agree that the answers to the questions in this Declaration of Good Health are true and complete to the best of my knowledge and belief. I authorize any medical practitioner, hospital, employer,
institution or any other person, to disclose to Birla Sun Life Insurance Company Limited any information relating to my health or employment now or at any time in the future. I understand and agree that failure
to answer any question in this Declaration truthfully will render the insurance cover invalid and void.

DATE OF BIRTH D D M M Y Y Y Y Signature of the Life Assured


Date D D M M Y Y Y Y

GENDER Male Female
Place

If the declaration is negative, please provide details

9. BANK ACCOUNT DETAILS (Please note that as per SEBI R egulations it is mandatory for investors to provide their bank account details) Ref. Instructions No. 3

Name of the Bank


Branch Address City Pin Code

Account No. IFSC Code


This is a 9 digit number next to your Cheque Number.
MICR CODE Please attach a blank extra cheque cancelled or a clear photocopy of a cheque Account Type SAVINGS CURRENT OTHERS
(please specify)

10. REDEMPTION / DIVIDEND REMITTANCE (Ref. Instruction No. 7)


Direct Credit available in Banks mentioned in instruction : Unitholder having bank account with the bank mentioned in Instruction No. 7 will receive their ELECTRONIC CLEARING SERVICE
Redemption / Dividend Payments (if any) directly into their bank account. (ECS) for Dividends only
In case Unitholders wish to receive a cheque (instead of a direct credit into their bank account), please indicate the preference below: I authorise Birla Sun Life Mutual Fund to credit my
I/We want to receive the redemption and dividend proceeds (if any) by way of a cheque. c [Please tick (3 )] dividend payments through ECS Yes c No c

11. NOMINATION DETAILS (For units of relevant scheme and eligible life insurance cover)
Nominee Name Date of Birth D D M M Y Y Y Y
Address
City
Pin Code STD Code Tel. Off Signature of
Tel. Resi Relationship Nominee

Guardian Name (in case the nominee is minor)


Address of Guardian City

Pin Code STD Code Tel. Off Signature of


Tel. Resi Relationship Guardian

12. DECLARATION(S) & SIGNATURE(S) (Ref. Instruction No. 1& 15)


To, Date D D M M Y Y Y Y
The Trustee,
Birla Sun Life Mutual Fund SIGNATURE of First Applicant
Having read and understood the contents of the Offer Document of the Scheme, I/We hereby apply for units of the scheme and agree to abide by the terms,
conditions, rules and regulations governing the scheme. I/We hereby declare that the amount invested in the scheme is through legitimate sources only and does ✘
not involve and is not designed for the purpose of the contravention of any Act, Rules, Regulations, Notifications or Directions of the provisions of the Income Tax
Act, Anti Money Laundering Laws, Anti Corruption Laws or any other applicable laws enacted by the government of India from time to time. I/We have understood
the details of the scheme & I/we have not received nor have been induced by any rebate or gifts, directly or indirectly in making this investment.
I/We confirm that details provided by me/us are true and correct.
**I have voluntarily subscribed to the on-line access for transacting through the internet facility provided by Birla Sun Life Asset Management Company Ltd. ( SIGNATURE of Second Applicant
Investment Manager of Birla Sun Life Mutual Fund) and confirm of having read, understood and agree to abide the terms and conditions for availing of the internet
facility more particularly mentioned on the website www.birlasunlife.com and hereby undertake to be bound by the same. I further undertake to discharge the ✘
obligations cast on me and shall not at any time deny or repudiate the on-line transactions effected by me and I shall be solely liable for all the costs and
consequences thereof.
I/We hereby opt for Birla Sun Life Century SIP and agree and confirm to have read, understood and accepted the Terms of Century SIP and Insurance cover.

an application for CENTURY SIP APPLICATION FORM

Scheme Name__________________________________________________________Plan ______________________________________Option_______________________________________________

Sweep To:- Scheme Name_________________________________________________Plan _______________________________________Option______________________________________________

CSIP Date ______________________ CSIP Amount (Rs.) ____________________________


ECS FACILITY APPLICATION FORM
(to be filled & submitted with Application Form)

CSIP THROUGH ECS FACILITY Registration Cum Mandate Form for ECS (Debt Clearing) Application No.
Stamp & Sign
ARN-0163
ARN-70963
ARN-0155 Investment Advisor’s Name & ARN
Sub-Broker’s
54934 Name & ARN / DIRECT
/ DIRECT
NJ Indiainvest Official Acceptance Point
For Direct Application please write the word “DIRECT” in Investment Advisor & Sub-Broker Box. (Ref. Instruction No. 8)

Request for Registration of CSIP Change in Bank Details Existing Folio No. Date D D M M Y Y Y Y

1. UNIT HOLDER INFORMATION (Refer Instruction No. 2)


NAME OF FIRST / SOLE APPLICANT
Mr. Ms. M/s.
DETAILS OF FIRST / SOLE APPLICANT
PAN* (Mandatory for all investors) *Ref. Instruction No. 3 Proof COMPLIED (mandatory for investments equal to or greater than Rs. 50,000/-) KYC
DETAILS OF SECOND APPLICANT
PAN* (Mandatory for all investors) *Ref. Instruction No. 3 Proof COMPLIED (mandatory for investments equal to or greater than Rs. 50,000/-) KYC
please provide your email ID
E-mail ID for mailing of Account Statement
*Ref. Instruction No. 9

2. CENTURY SYSTEMATIC INVESTMENT PLAN (CSIP)


SCHEME PLAN OPTION

SWEEP TO (Ref. Instruction 11) SCHEME PLAN / OPTION

First Installment has to be through Cheque / DD. 1st CSIP Cheque / DD No. 1st Cheque Dated D D / M M / Y Y Y Y

Drawn on Bank

CSIP Date 1st 7th 10th 14th 20th 21st 28th (you can choose only one) Each CSIP Amount (Rs.)
{Enter No. of Years to attain the age of 55. i.e. (55 years) — (Your Current Age). For more information ref. Instruction No. 12(vi)}
CSIP Start Date D D M M Y Y Y Y CSIP End Date E.g. Your Current Age is 30 years, then your CSIP Tenure would be 55 years - 30 years = 25 years

3. ECS BANK ACCOUNT DETAILS (MANDATORY)


Name of 1st Applicant as in Bank Records

Name of Bank Branch

City Pin Code Account No.

Account Type [Please tick ( )] SAVINGS CURRENT OTHERS (please specify) This is a 9 digit number
MICR CODE next to your Cheque Number.

I/We hereby authorise Birla Sun Life Mutual Fund and their authorised service provider to debit the above bank account by ECS Debit Clearing for collection of CSIP payments. I/We understand that the information provided by
me/us may be shared with third parties for facilitating transaction processing for the auto debit process or for compliance with any legal or regulatory requirements. I/We hereby declare that the particulars given above are
correct and express my/our willingness to make payments referred above through participation in ECS. If the transaction is delayed or not effected at all reasons of incomplete information. I/We will not hold responsible. I/We
will also inform, about any changes in my bank account immediately. I/We have read and agreed to the terms and conditions mentioned overleaf.

✘ ✘
Signature(s)

Sole / First Applicant Second Applicant

(To be signed by All Applicants if mode of operation is Joint) (As in Bank Records)

Authorisation of the Bank Account Holder: This is to inform that I/We have registered for RBI’s Electronic Clearing Service (Debit Clearing) and that my/our payment towards my/our investment in Birla Sun Life
Mutual Fund shall be made from my/our below mentioned bank account with your bank. I/We authorise the representative carrying this ECS mandate Form to get it verified & executed. Mandate verification
charges if any, may be charged to my / our account
Bank Account Number
(As in Bank Records)
Name & Signature(s)

Name of First Account Holder Name of Second Account Holder

✘ ✘
First Account Holder Second Account Holder

(To be signed by All Applicants if mode of operation is Joint) (As in Bank Records)

Application No.
ACKNOWLEDGEMENT SLIP (CENTURY SIP THROUGH ECS FACILITY APPLICATION FORM) (To be filled in by the Investor)

BIRLA SUN LIFE ASSET MANAGEMENT COMPANY LIMITED


Ahura Centre, 2nd Floor, Tower ‘A’, 96/A-D, Mahakali Caves Road, Andheri (E), Mumbai–400 093 Tel.: 022-66928000 Collection Centre /
Toll Free : 1800-22-7000 / 1800-270-7000 | SMS ‘SIP’ to 56767 | connect@birlasunlife.com AMC Stamp & Signature

Received from Mr. / Ms. _____________________________________________________________________________ Date : _____/_____/___________

Scheme Name________________________________________________Plan ______________________________________Option____________________________

Sweep To:- Scheme Name_______________________________________Plan _______________________________________Option___________________________

CSIP Date ______________________ CSIP Amount (Rs.) ____________________________


INSTRUCTIONS FOR FILLING APPLICATION FORM

1. GENERAL INSTRUCTIONS 7. DIRECT CREDIT OF REDEMPTION/DIVIDEND


i) Please read the terms of the Offer Document carefully before filling the Application Form. Investors The Mutual Fund has an arrangement with select banks to enable direct credit of redemption / dividend proceeds
should also appraise themselves of the prevailing Load structure on the date of submitting the into the bank account of the respective investors who have an account with any of these banks. This facility as a
Application Form. Investors are deemed to have accepted the terms subject to which this offer is being mode of payment is faster& safer (attach a copy of cancelled cheque). The potential risk of loss of instruments in
made and bind themselves to the terms upon signing the Application Form and tendering payment. transit through courier / post in also eliminated. In case the bank account as communicated by the Unit holder is
ii) Application form should be completed in English and in BLOCK LETTERS. Please tick in the appropriate with any of the select banks, the Mutual Fund shall automatically extend this facility to the Unit holders. If the
boxes wherever applicable. remittance is delayed or not effected for reasons of incomplete or incorrect information, Mutual Fund cannot be
iii) The signature should be in English or in any of the Indian languages specified in the eighth schedule of held responsible. The Mutual Fund, however, reserves the right to issue a cheque / demand draft inspite of an
the Constitution of India. Thumb Impressions must be attested by a magistrate or a notary public or a investor opting for Direct Credit. However ,if the Unit holders are not keen on availing of the facility and prefer
special executive magistrate under his/her official seal. receiving cheques / demand drafts, may indicate so on the application form. The Mutual Fund would then effect
the payouts by cheque / demand draft. The list of Banks include ABN AMRO Bank, Citi Bank, Deutsche Bank,
iv) The application complete in all respects along with the cheque(s) / ECS facility application form duly HDFC Bank, HSBC Bank, ICICI Bank, IDBI Bank, Standard Chartered Bank, Axis Bank, Kotak Mahindra Bank, Yes
filled must be submitted to the nearest designated Investor Service Centre. Applications incomplete in Bank, Development Credit Bank, Amex which are subject to change from time to time
any respect or not accompanied by cheque of the amount payable are liable to be rejected and the
money paid will be refunded without interest.
v) No receipt will be issued for the application money. The designated Investors Service Centre will stamp and 8. DIRECT APPLICATIONS
return the acknowledgment slip in the application form, to acknowledge receipt of the application. Investors should ensure to write the word 'DIRECT' in the column 'ARN No' or 'Broker Code' in their applications for
fresh Century Systematic Investment Plans (CSIP)/ in all such cases where applications are not routed through
any distributor/agent/broker.
2. INVESTOR PARTICULARS
In cases where unit holder uses a pre-printed transaction slip/application form where details in the 'ARN No' or
i) Name and address must be given in full. (P.O. Box address is not sufficient.) 'Broker Code' column is already printed, unit holder should cancel the ARN No/ Broker Code, write 'DIRECT' in the
ii) Applicants can specify the mode of holding in the application form as “Single” or “Joint” or “Anyone or said column . It should also be counter signed by the unit holder/ all joint holder(s).
Survivor”. In the case of holding specified as “Joint”, redemption and all other request / transactions Transactions slips/application forms where the column under 'ARN No or 'Broker Code' is provided, has to be
would have to be signed by all unit holders. However, in cases of holding specified as “Anyone or filled by the unit holder as 'DIRECT' for processing the same as Direct applications.
Survivor”, any one of the unit holders will have the power to make all necessary requests, without it Investors can submit their applications for fresh SIP at any of the Official Point(s) of Acceptance of Birla Sun Life
being necessary for all the unit holders to sign. In the event the account has more than one registered unit Mutual Fund. The list of Official Point(s) of Acceptance is available on the website of Birla Sun Life Mutual Fund
holders and the mode of holding is not specified in the application form, the default option for holding (www.birlasunlife.com).
would be considered to be “anyone or survivor”. However, in all cases, the proceeds of all
dividend/redemption will be paid to the first named holder. All communications will also be sent to the
9. COMMUNICATION
first named holder.
Account Statements, Quarterly Newsletter, Annual Reports and Transaction Confirmation can be sent to Unit
iii) Investors should clearly indicate their preference of Plan/option on the application form. If no plan is holders by post / e-mail. Should the Unit holder experience any difficulty in accessing in the electronically
selected in the application form, the investment will be deemed to be for the default option. delivered documents, the unit holder shall promptly inform the same to the Mutual Fund. It is deemed that the Unit
holder is aware of all security risks including possible third party interception of the documents and contents of
3. BANK AND PERMANENT ACCOUNT NUMBER DETAILS the documents becoming known to third parties.
Bank Details: In order to protect the interest of investors from fraudulent encashment of cheques, the SEBI
Regulations have made it mandatory for investors to mention in their application / Redemption request, the bank 10. ELECTRONIC CLEARING SERVICE (ECS)
name and account number. ECS facility is available only in respect of dividend payments and not in the case of Redemption of Units. Investors
PAN Details: It is compulsory for all investors to quote their Permanent Account Number (PAN) and submit copy who have opted for the ECS facility of RBI for dividend payment will receive a direct credit of the amount due to
of the PAN card issued by the Income Tax Department, irrespective of the amount of investment, while making them in their notified account whenever the payment is made through ECS. The Mutual Fund will send a separate
an application for Purchase of Units. In case of joint applicants, PAN details of all holders should be submitted. In advice to the Unit holders informing them of the direct credit. It should be noted that while the Mutual Fund will
case the investor making the application is a minor, PAN details of the Guardian must be submitted. Investors make all efforts, there is no commitment that this facility will be made available to all desirous Investors.
residing in the state of Sikkim are exempt from the mandatory requirement of PAN proof submission, however Applicants in cities not covered under ECS facility will receive dividend payments by cheques or demand drafts
sufficient documentary evidence shall have to be submitted to Birla Sun Life Mutual Fund for verifying that they and the same will be mailed to the Unit holders.
are residents of State of Sikkim.
11. DIVIDEND SWEEP FACILITY
4. KNOW YOUR CUSTOMER (KYC) Under this facility the Unitholders can opt for switching the dividend earned under any of the Open-ended Equity
Scheme into any other Open-ended Equity Scheme or into Birla MIP or into Birla Cash Plus - Retail Plan, of Birla
According to guidelines issued by SEBI under ‘The Prevention of Money Laundering Act, 2002, Mutual Funds Sun Life Mutual Fund. Accordingly, dividend earned by the Unitholders shall be automatically switched either into
are required to follow enhanced know your customer (KYC) norms. According to enhanced KYC norms, it is any other Open-ended Equity Scheme or into Birla MIP or into Birla Cash Plus - Retail Plan, of Birla Sun Life
made compulsory for all investors to be KYC compliant while making an application for subscription of units, Mutual Fund as opted by the Unitholder.
amounting to Rs. 50,000 and above, w.e.f. February 1, 2008.
Birla Sun Life Asset Management Company has made arrangements with CDSL Ventures Limited (“CVL”), to 12. CSIP INVESTMENT AND PAYMENT DETAILS
process KYC compliance. Investors can visit branches of BSLAMC or may visit www.birlasunlife.com, i) Applicants should indicate the Option (Dividend / Growth / Sweep) for which the application is made, by
www.amfiindia.com and www.cdslindia.com to know detailed procedure for KYC compliance. On submission indicating the choice in the appropriate box provided for this purpose in the SIP Application Form.
of KYC application alongwith the prescribed documents “KYC Acknowledgement letter” will be issued by CVL to
ii) In case Applicants wish to opt for both the Options, separate CSIP Application Forms will have to be filled.
the applicant.
iii) The first CSIP installment can carry any date and must be a cheque/DD payment. The first instalment of the
Applications for subscriptions of value of Rs. 50,000 and above without a valid KYC compliance may be SIP will be processed subject to applicable NAV & load, if any, on the date of NFO allotment. The second
rejected. Provided further, where it is not possible to verify the KYC compliance status of the investor at the time instalment in case of monthly CSIP will be processed on the available CSIP dates (currently 1st, 7th, 10th,
of allotment of units, the BSLAMC shall verify the KYC compliance status of the investor within a reasonable time 14th, 20th, 21st or 28th of every month) indicated by the investor, but immediately following the expiry of 30
after the allotment of units. In the event of non compliance of KYC requirements, the BSLAMC reserves the right Business Days from the date of processing the first CSIP. If the choice of date for the second instalment is not
to freeze the folio of the investor(s) for any kind of transactions or affect mandatory redemption of unit holdings indicated by the investor, the second instalment of CSIP will be processed on the earliest CSIP date (1st, 7th,
of the investors at the applicable NAV, subject to payment of exit load, if any and recovery of unamortized NFO 10th, 14th, 20th, 21st or 28th) immediately following the expiry of 30 Business Days from the date of
expenses. processing the first CSIP installment.
Investors who have obtained MIN allotment letter by submitting the PAN copy are deemed to be KYC compliant. iv) All cheques must be drawn in favour of “Scheme Name” and crossed “Account Payee Only”. A separate
Investors should note that on completion of KYC Compliance all details of the investor in the Mutual Fund records cheque must accompany each application /each Scheme.
will be replaced by the details as given in KYC Application Form by the investor to the CVL. Any change in this v) Birla Sun Life Mutual Fund / AMC, reserves the right to reject any application inter alia in the absence of
details like change of Name / Address / Status /Signature, etc. should be given by Investor directly to CVL in the fulfilment of regulatory requirements, fulfilment of requirements of the Offer Document and furnishing
prescribed manner. necessary information to the satisfaction of the Mutual Fund / AMC.
vi) Century SIP will continue till you turn 55 years. Before this, if you decide to stop your CSIP, you have to
intimate to the AMC or Authorised Collection Centre 30 working days prior to next CSIP date.
5. MODE OF PAYMENT
i) Payment for Century SIP can be through Direct Debit/ECS or Post Dated Cheques (PDCs). 13. CSIP PAYMENT THROUGH ELECTRONIC CLEARING SERVICE (DEBIT CLEARING) / DIRECT DEBIT FACILITY
ii) Resident investors may make payment by cheque payable locally in the city where the application form is OF THE RESERVE BANK OF INDIA (RBI)
submitted at the local Birla Sun Life Asset Management Company Ltd. (BSLAMC) Offices / Authorised i) The bank account provided for ECS (Debit) should participate in local MICR clearing.
Collection Centres.
ii) Investor will not hold Birla Sun Life Mutual Fund, its registrars and other service providers responsible if the
iii) The cheque should be drawn on any bank which is situated at and is a member/sub member of the bankers transaction is delayed or not effected or the investor bank account is debited in advance or after the specific
clearing house. Cheque drawn on the bank not participating in the clearing house will not be accepted. CSIP date due to various clearing cycles of ECS / Direct Debt Facility.
iii) Birla Sun Life Asset Management Company Ltd., registrars of Birla Sun Life Mutual Fund and other service
6. NOMINATION providers shall not be responsible and liable for any damages / compensation for any loss, damage etc.
I) The nomination can be made only by individuals applying for / holding units on their own behalf singly or incurred by the investor. The investor assumes the entire risk of using this facility and takes full
jointly in favour of one or more persons. responsibility.
ii) Unit holder can nominate only one person in whom the units held by him and the eligible insurance cover iv) Birla Sun Life AMC and its service providers reserve the right to disclose the details of the Investors and their
shall vest in event of his / her death. transactions using the CSIP Auto Debit Facility to third parties for the purposes of verification and execution
iii) A minor can be nominated and in that event, the name and address of the guardian of the minor nominee of the Auto Debit Facility as also for the purpose of law enforcement, fraud prevention, audit and inspection
shall be provided by the unit holder. requirement etc.
iv) Nomination can also be in favour of the Central Government, State Government, a local authority, any v) The Investor undertakes and agrees that the CSIP Auto Debit Facility requested for via this Form is subject to
person designated by virtue of these offices or a religious or charitable trust. acceptance of the terms and conditions mentioned in Offer Document of the Scheme.
v) The Nominee shall not be a trust, society, body corporate, partnership firm, Karta of Hindu Undivided
Family or a Power of Attorney holder. A non-resident Indian can be a Nominee subject to the exchange 14. GOOD HEALTH DECLARATION
controls in force, from time to time. Good Health declaration section 8 in application form is mandatory & needs to be filled up completely else the
vi) Nomination in respect of the units stands rescinded upon the transfer of units. Centrury SIP Application form will be rejected.
vii) Transfer of units in favour of a Nominee shall be valid discharge by the Asset Management Company
against the legal heir. 15. Applications not complete in any respect are liable to rejected.
viii) The cancellation of nomination can be made only by those individuals who hold units on their own behalf
singly or jointly and who made the original nomination.
ix) On cancellation of the nomination, the nomination shall stand rescinded and the Asset Management
Company shall not be under any obligation to transfer the units in favour of the Nominee.
Frequently Asked Question (FAQ)

BIRLA SUN LIFE CENTURY SIP


SIP with Free Life Insurance Cover upto 100 times

What is Birla Sun Life Century SIP (CSIP)?


SIP has long been recognized as an effective approach to counter volatility in equity market and in fact benefit from it. SIP
generally works well when continued over a long period of time. To encourage long term investing in SIP, we hereby offer a free
life insurance cover under group term insurance to individual investors opting for CSIP in the designated schemes.
Key benefits (subject to the terms and conditions) to the eligible investors under this scheme are:
• Insurance cover of upto 100 times the monthly installment
• Entry age is less than 46 years; Insurance cover would be valid upto 55 years of age
• CSIP investment allowed by way of Direct Debit / ECS and Post Dated Cheques
• Maximum cover allowed is Rs. 20 lacs
• Insurance cover to be available even if investor discontinues CSIP after 3 years
• Entry load is 2.25% and exit load of just 2% upto 3 years and Nil thereafter
• Zero exit load if redemption is made after the death of an insured
• No medial test required… only genuine “good health declaration” to be signed by the investor
• The Cost of Insurance is being entirely borne by the AMC.

Is the feature optional or compulsory?


The feature will be an optional feature and investor may or may not opt for the feature.

Which are the designated schemes in which Century SIP will be offered?
Designated schemes in which Century SIP will be offered are:
Designated Schemes Designated Schemes Designated Schemes
Birla Sun Life Equity Fund Birla India GenNext Fund Birla Sun Life Buy India Fund
Birla Midcap Fund Birla Advantage Fund Birla MNC Fund
Birla Sun Life Frontline Equity Fund Birla Equity Plan* Birla India Opportunities Fund
Birla Sun Life Tax Relief 96* Birla Index Fund Birla Dividend Yield Plus
Birla Infrastructure Fund Birla Sun Life New Millennium Birla Sun Life International Equity Fund
Birla Sun Life Basic Industries Fund Birla Top 100 Birla Sun Life Special Situations Fund
*An Open-ended Equity Linked Savings Scheme (ELSS) with a lock-in of 3 years

What are the eligibility criterions to avail the feature?


• Only individual investors, excluding Non Resident Indians & Persons of Indian Origin
• Investors, whose age is 18 years & above but less than 46 years, at the time of the investment
• Investors enrolling for investments thru CSIP in designated schemes
• Investors signing genuine “Good Heath Declaration” and also providing their Date of Birth and Nominee details at the
specified places in the application form
• In case of joint holders in the scheme, only the first unit holder would be eligible for the insurance cover

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BIRLA SUN LIFE CENTURY SIP

What are the minimum & maximum investment amounts for the investment?
• Minimum investment – Rs. 1,000 per month
• Maximum investment – There is no upper limit to the monthly installment.

What would be the tenure of the CSIP?


55 Years less the current completed age of the investor
Under what circumstances will the CSIP be deemed discontinued?
Under following 3 circumstances CSIP will be deemed discontinued:
• Investor intimates the AMC to discontinue CSIP, or
• Investor defaults CSIP installments for two consecutive months during the tenure of the CSIP, or
• Investor defaults CSIP installments for four separate occasions (months) during the tenure of the CSIP
Note - There will be no provision to revive the CSIP, once discontinued.

What is the load structure applicable to the scheme?


Load Structure under CSIP would be:
Entry Load^ 2.25% For purchase of units under CSIP
Exit Load* 2% if the units allotted under CSIP are redeemed or switched out to another scheme before 3 years from the
date of allotment;
Nil thereafter
^ Nil for direct applications.
* In the unfortunate event of death of the investor, nominee or joint holder, as the case may be, may redeem the amount (fund value) without paying any exit load.

What will be the amount of life insurance cover offered to the investor?
In the unfortunate event of the demise of an investor during the tenure of the CSIP, the life insurance company will pay to the
nominee, assigned by the investor,
• Year 1 – 10 times the monthly CSIP installment
• Year 2 – 50 times the monthly CSIP installment
• Year 3 onwards – 100 times the monthly CSIP installment
All the above mentioned limits are subject to maximum cover of Rs. 20 lacs per investor across all schemes/plans/folios.

If CSIP discontinues, the insurance cover would be as follows:


• CSIP discontinues before 3 years : Insurance cover stops immediately
• CSIP discontinues after 3 years: Insurance cover equivalent to the value of units, allotted under CSIP, at the start of the each
policy year subject to a maximum of 100 times the monthly installment.

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BIRLA SUN LIFE CENTURY SIP

Please explain the various scenarios in the scheme.


Various scenarios under the scheme are as under:

Century SIP

SIP Continues SIP Stops

Scenario Scenario Scenario Scenario


SIP Continues upto SIP continuing & SIP discontinues SIP discontinues
Maturity unfortunate event of before 3 years after 3 years
(55 yrs of age) death happens from the date of 1st from the date of 1st
installment installment

Life cover Life cover continues @


Nominee is paid the fund value* subject to
continues upto age
Sum Insured + the Life cover ceases maximum of 100 times
55 & ceases
Fund Value Monthly SIP Installment
thereafter

* Fund Value = Value of units, accumulated under Century SIP, at start of the each policy year
Note – Insurance cover would cease , if investor redeems (fully / partially) or switch out (fully / partially) units before completion of the Century SIP tenure

When will the insurance cover commence?


The Insurance cover will start from the commencement of CSIP. However, only accidental deaths will be covered for the first 45
days.

When will the insurance cover cease?


The insurance cover shall cease upon occurrence of any of the following:
• At the end of the tenure i.e. upon completion of 55 years of age, or
• Discontinuation of CSIP before 3 years from the commencement of the SIP, or
• Investor redeems (fully or partly) / switches-out (fully or partly) units, purchased under CSIP, before completion of the CSIP
tenure
Note -There is no provision for revival of insurance cover, once the insurance cover ceases as stated above.

What are the exclusions for the insurance cover?


No insurance cover shall be admissible in respect of death of the unit holder (the insured person) on account of -
• Death due to suicide in the first year
• Death within 45 days from the commencement of CSIP installments except for death due to accident
• Death due to pre-existing illness, disease(s) or accident which has occurred prior to the commencement of CSIP.

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BIRLA SUN LIFE CENTURY SIP

At the time of investment, will the investor need to furnish any additional documents to avail the life cover?
No, at the time of investment, investor will not be asked for any additional document for availing the facility.

What will be the mode of the payment in the scheme?


Mode of payment of CSIP installments is through Direct Debit & ECS or Post Dated Cheques.

Other Terms & Conditions


• The Group Life Insurance Cover will be governed by the terms and conditions of the insurance policy with the relevant
Insurance Company as determined by the AMC.
• Grant of insurance cover to any individual member shall be discretionary on part of Life Insurance Company.
• In case of death of the first unit holder, his / her legal representatives may file a claim directly with the designated branch of
the Insurance Company supported by all relevant documents as required by the Insurer and the payment of the claim may be
made to the legal representatives by the insurance company. All insurance claims will be settled in India and shall be payable
in Indian Rupees only. Settlement procedure will be as stipulated by the Insurance Company. Insurance claims will be directly
settled by the Insurance Company. There will be only one insurance cover linked to unique investor. This offer from the
Insurance Company (with whom the AMC ties up) is being brought to the investors of the Scheme by the AMC on a best effort
basis. The AMC will not be responsible or liable for maintaining service levels and/or any delay in processing claims arising
out of this facility.
• The Mutual Fund, Trustees, AMC, or their Directors, officers or employees shall not be liable for any claims (including but not
limited to rejection of any claim, non-settlement, delays etc.) arising out of the insurance cover provided to the unit holder.
The Fund is bringing this offer to the investors of the Scheme only as an additional facility and is not acting as an agent for
marketing/sales of insurance policies.
• Subject to what has been stated above, the AMC reserves a right to modify / annul the said Group Insurance Cover on a
prospective basis. The AMC also reserves the right to change the insurance company from time to time.
• Charges of the insurance cover will be entirely borne by the AMC.
• Investors opting for Birla Sun Life Century SIP agree and confirm to have read, understood and accepted the Terms of Century
SIP and Insurance cover.
• Insurance is subject matter of solicitation.

Statutory Details, Disclaimer & Risk Factors:


Statutory Details: Constitution: Birla Sun Life Mutual Fund (BSLMF) has been set up as a Trust under the Indian Trust Act, 1882. Sponsors: Aditya Birla Nuvo Limited and Sun Life (India) AMC Investments Inc. [liability restricted to seed
corpus of Rs. 1 Lac] Trustee: Birla Sun LifeTrustee Company Pvt. Ltd. Investment Manager: Birla Sun LifeAsset Management Company Ltd.
Investment Objective: Birla Advantage Fund: An Open ended Growth Scheme to achieve long-term growth of capital at relatively moderate levels of risk through a diversified research based investment approach. Birla Equity Plan: An
Open-ended Equity Linked Savings Scheme to achieve long-term growth of capital along with income tax relief for investment. Birla India Opportunities Fund: An Open-ended Growth Scheme to achieve superior long-term growth of capital
by investing in shares of companies that do one or more of the following: Leverage India’s intellectual capital for providing services, research and creative inputs; Seek to use current and impending changes in patent laws / import tariffs /
quotas to supply goods and services; Leverage India’s lower labour costs for providing services and manufactured goods; Leverage India’s large population of English speaking people for providing services. Birla MNC Fund: An Open-
ended Growth Scheme to achieve long-term growth of capital at relatively moderate levels of risk by making investments in securities of multi-national companies through a research based investment approach. Birla Midcap Fund: An
Open-ended Growth Scheme to achieve long-term growth of capital at controlled level of risk by primarily investing in Midcap stocks. Birla India GenNext Fund: An Open ended growth scheme with an objective to target growth of capital by
investing in equity/equity related instruments of companies that are expected to benefit from the rising consumption patterns in India, which in turn is getting fuelled by high disposable incomes of the young generation (Generation Next). The
scheme will invest in companies that have the following characteristics: 1.Companies that seek growth in revenues arising out of demand from the younger generation (GenNext) for their products or services. 2. They should be engaged in
manufacturing of products or rendering of services that go directly to the consumer. 3. The products and services should have distinct brand identity, thereby enabling choice. Birla Top 100 Fund: The fund seeks to provide medium to long-
term capital appreciation, by investing predominantly in a diversified portfolio of equity and equity related securities of top 100 companies as measured by market capitalization. Birla Infrastructure Fund: The Fund seeks to provide medium
to long-term capital appreciation, by investing predominantly in a diversified portfolio of equity and equity related securities of companies that are participating in the growth and development of Infrastructure in India. Birla Index Fund: An
Open-ended Index-Linked Scheme to generate returns commensurate with the performance of Nifty subject to tracking errors. Birla Dividend Yield Plus: An Open-ended Growth Scheme to provide capital growth and income by investing
primarily in a well diversified portfolio of dividend paying companies that have a relatively high dividend yield. Birla Sun Life Buy India Fund: A multi-sector open-end growth scheme with the objective of long term growth of capital, through a
portfolio with a target allocation of 100% equity, focusing on investing in businesses that are driven by India’s large population and inherent consumption patterns. The focus of the scheme will be in the consumer and healthcare sectors. The
secondary objective is income generation and distribution of dividend. Birla Sun Life New Millennium Fund: A multi-sector open-end growth scheme with the objective of long term growth of capital, through a portfolio with a target allocation
of 100% equity, focusing on investing in technology and technology dependent companies, hardware, peripherals and components, software, telecom, media, internet and e-commerce and other technology enabled companies. The
secondary objective is income generation and distribution of dividend. Birla Sun Life Basic Industries Fund: A multi-sector open-end growth scheme with the objective of long term growth capital, through a portfolio with a target allocation of
100% equity, focusing on investing in companies sensitive to economic cycles and commodity pricing cycles. The investments will be in companies which are often referred to as cyclical companies. The secondary objective is income
generation and distribution of dividend. Birla Sun Life Equity Fund: An open-end growth scheme with the objective of long term growth of capital, through a portfolio with a target allocation of 90% equity and 10% debt and money market
securities. Birla Sun Life Tax Relief ’96 Fund: An open-end equity linked savings scheme (ELSS) with the objective of long term growth of capital through a portfolio with a target allocation of 80% equity, 20% debt and money market
securities. Birla Sun Life Frontline Equity Fund: An open-end growth scheme with the objective of long term growth of capital, through a portfolio with a target allocation of 100% equity by aiming at being as diversified across various
industries and or sectors as its chosen benchmark index, BSE 200. The secondary objective is income generation and distribution of dividend. Birla Sun Life Special Situations Fund: An Open-ended diversified equity scheme with
objective to generate long-term capital by investing in a portfolio of equity and equity related securities.The scheme would follow an investment strategy that would take advantage of Special Situations & contrarian investment style. Birla Sun
Life International Equity Fund: An Open-ended Diversified Equity Scheme with an objective to generate long-term growth of capital, by investing predominantly in a diversified portfolio of equity and equity related securities in the domestic
and international markets.
Disclaimer - This document is meant for private circulation only and should not at any point of time be construed to be an invitation to the public for subscribing to the units of Birla Sun Life Mutual Fund (BSLMF). Birla Sun Life Mutual Fund
(BSLMF) does not solicit any action based on the information contained in the document and does not recommend any action based on the same. The information/graphs/charts contained in this document are based on certain assumptions
and have been compiled from sources, which Birla Sun Life Asset Management Company Limited (BSLAMC) believes to be reliable, but cannot guarantee its accuracy or completeness. Opinions expressed and facts referred to in this
document are subject to change without notice and BIRLA SUN LIFE AMC is under no obligation to update the same. Please read the offer document carefully for scheme specific risk factors and other details before investing.
Risk Factors: Mutual Funds and securities investments are subject to market risks and there can be no assurance or guarantee that the objectives of the Schemes will be achieved. As with any investment in securities, the NAV of the Units
issued under the Schemes may go up or down depending on the various factors and forces affecting capital markets and money markets. Past performance of the Sponsors / Investment Manager / Mutual Fund does not indicate the future
performance of the Schemes and may not necessarily provide a basis of comparison with other investments. The names of the Schemes do not, in any manner, indicate either the quality of the Schemes or their future prospects or returns.
Unitholders in the schemes are not being offered any guaranteed/assured returns. For scheme specific risk factors and other details please read the offer document of the schemes available at Investor Service Centres and with
Distributors carefully before investing.

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