Title Agent Professionals,

I would like to take this opportunity to introduce myself, and the Merriam Agency, to you. Our agency specializes in writing Errors & Omissions coverage for Title Agents. In fact, my sole function here is to exclusively focus on your Title Agent business. Over the past two years, we have seen a drastic change in the underwriting guidelines and appetites of insurance companies writing E&O. Many carriers are either non-renewing coverage, or making changes to their policies. The policy forms, exclusions, and endorsements vary from one insurance company to another and are almost impossible for non-insurance professionals to decipher. Also, due to the changes in industry, many clients are fearful of what may happen on their next renewal, and are eager to save as much money as possible when the time arrives to pay the bill. Therefore, they are looking at quotes from several insurance carriers. The Merriam Agency has access to, virtually, every market writing title insurance. This is a huge advantage to you, as a valued client. It is important to understand that we do all the search work for you. You need not worry about comparing policy forms and coverage from one carrier to another. Nor do you need to worry about possible exclusions in relation to your specific business exposures. Here at the Merriam Agency, we do all the research, analyzing and comparing for you. Our agency has the knowledge, expertise, experience, and complete capability to do all your shopping for you. Plus, we do it with your best interest in mind. The goal of the Merriam Agency is to sell you only what you need and provide you with prompt, knowledgeable service throughout the year. You deserve a policy, and service, specifically tailored to your needs. I will be calling your office to personally speak with you, in order to determine the best way to put my expertise to work, on your behalf. I look forward to our conversation!

Best Regards,

Jennifer Holt
Title Agent E&O Department Merriam Insurance Agency Tel: 518.393.2109 ext 206 / Toll Free: 877-MERRIAM (637-7426) ext 206 Facsimile: 518.346.0996 E-mail: Jennifer@MerriamInsurance.com

The Merriam Agency, Insurance since 1895

376 Broadway, PO Box 1038, Schenectady, NY 12305

www.MerriamInsurance.com

Jennifer Holt

Account Manager Title Agent Insurance Program The Merriam Insurance Agency 376 Broadway, PO Box 1038 Schenectady, NY 12301 P. 518.393.2109 ext 206 F. 518.346.0996 Email: Jennifer@merriaminsurance.com

Title Agent E&O Is Continuing To Change

Are You Confident In Your Current Coverage? Are You Taking Advantage of Optional Coverage Benefits? Are You Paying Too Much? Our clients do not have any of these questions left unanswered! Your renewal process should be a learning experience for you & a teaching experience for us! Did you know many policies allow First Dollar Defense Coverage? Retention Amounts as Low as $2,500? Coverage for Independent Contractors? Adjustable Liability Limits? Does your current agent provide you with Multiple Quotes at Renewal? Claim Assistance? Coverage Analysis? The Opportunity to Handle All of Your Insurance Needs?

FAX BACK THIS FORM TODAY TO (518) 346-0996

Please send me an application by FAX EMAIL VISIT US ON-LINE

Please PRINT . . .
MY CURRENT EXPIRATION DATE___________________________________ COMPANY NAME_________________________________________________ CONTACT PERSON_______________________________________________ E-MAIL__________________________________________________________ CITY/STATE/ZIP __________________________________________________ PHONE____________________________ FAX__________________________ MY CURRENT E&O CARRIER _______________________________________

WE MAY BE ABLE TO SAVE YOU MONEY IMMEDIATELY!

Call Jennifer Holt today at 877-MERRIAM (637-7426) ext. 206 or e-mail me at Jennifer@MerriamInsurance.com