Professional Documents
Culture Documents
Group Members
M.Sairtash
M.Shahzaib Khan
Hafiz Mubaishr Amin
M.Raza Tahir
46
51
58
12-24
Contents
History
Vision & Mission
Core Value
Products
Marketing Strategies
SWOT analysis
Recommendations
History
1960 Extended its branches in Dacca, Lahore, Lyallpur,
History
1963 UBL became the first Pakistani bank to have an
credit card
History
2012 UBL launches UBL FCY UniFlex,a unique
Vision
To be a world class bank dedicated to excellence, and
Mission
Set the highest industry standard for quality, across
Core Value
Honesty and integrity
Commitment and dedication
Fairness and meritocracy
Teamwork and collaborative spirit
Humility and mutual respect
Caring and socially responsible
Products
Current Accounts
UBL Business Partner Account
UBL Business Partner Plus Account
BBA Account
E.Transaction
Savings Accounts
TwoTypesofCard
VisaCard
Charges
Limit
580 R.S
40000 R.s
MasterCard
Charges
Limit
580 R.S
100000
Online
Debit/ATM Card
Cheque Book
Rupee Travel Cheque
2.5Million Insurance
BBAAccount
Initial deposit 1000
No profit is paid into this amount
Free ATM card
No minimum balance requried
Account will be closed if there is no transaction in six
month
No service charge
UniSaverAccount
Opening Account 1000
Interest 6% P.A
UniSaverPlusAccount
Interest Paid 6%
Profit paid after 3 Month
UBLRupeeTransactionalAccount
Interest Rate 6% P.M
No Limit on Withdrawal
Charges will be deduct for ATM & Cheque Book
UniflexAccount
No Limit on withdrawal
Profit will paid after 3 month
surprises
Free E-statements
The account holder is entitled to value added services that
include Internet Banking facilities
No minimum balance penalty levied on the account
UBL Loan
Jut for Agriculture
12.5Acers Zameen
80% Loan on Total Asset Value
Car Finance
Installment for 3,5,7 years
Rate & down payment depend on car
Honda Alliance :
50% off on processing fee
Extended warranty along with priority
delivery.
Free fuel, free oil & filter change
Insurance Options
Comprehensive insurance
Insurance financing for the first year
Discounted rates with free tracking device
UBLFundManagerPlan
ChildrenPlan
Started From 2000R.s
Any time deposited in this plan
No Markup Received by customer
if he Cant deposit
Insurance will be free on 50,000
R.s
UBLRetirementPlan
Belongs to Private
Employee.
Some amount deposit
every month.
At the stage of
WealthBuilderPlan
Initial deposit is 20,000 R.s.
Any time deposit.
After the period interest & lumsum
ConventionalBanking
UBL Gold
Gvt.Securities
Liquidatory Fund
Asset Allocation Fund
Bond Sector Fund
Stock Fund
Money Market Fund
UBLAmeen
Al-amin Islamic Cash Fund
Al-amin Islamic Protected Fund
Al-amin Islamic Sovereign Fund
Asset Allocation Fund
Stock Fund
MarketingStrategy
Develop the Personal Relation
Adopt the Pipeline System
Language Influence
Product Knowledge
Gifts
Strength
Large banking system
Overseas branches of world
Alliance with Honda company for car
Bank providing fast credit service to all customer at all
branches
Working envoierment is Good
Weakness
Islamic banking
No all type Loan provide
Interest rate is less
Poor service of ATM
No student Account is opened in this Bank
Opportunity
Adopt Islamic system
Provide Loan in future
Branches can be expanded
Increase the limit of Debit card
Threats
HBL
Meezan Bank
Recommendations
Increase The Rate of Interest
Adopt the Islamic Banking Systems
Humen resource development needs a lot of input
Staff retirement benefits should be introduce