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MirzaNadeemBaig

Group Members

M.Sairtash
M.Shahzaib Khan
Hafiz Mubaishr Amin
M.Raza Tahir

46
51
58
12-24

Contents
History
Vision & Mission
Core Value
Products
Marketing Strategies
SWOT analysis
Recommendations

History
1960 Extended its branches in Dacca, Lahore, Lyallpur,

Chittagong and Narayanganj.


Launched a saving scheme for school going children.
1959 Agha Hasan Abedi founded UBL and inaugurates
its first branch at I. I. Chundigarh at Karachi.

History
1963 UBL became the first Pakistani bank to have an

overseas branch on William Street in London


1967 UBL introduces computer banking to Pakistan
1970 UBL launched UNICARD Pakistan's first

credit card

History
2012 UBL launches UBL FCY UniFlex,a unique

foreign currency savings account with one of the best


monthly return
2013 UBL network grows to over 1,300 branches
nationwide
2013 UBL, Indus Motor Company (IMC) and UBL
Insurer enter into an alliance offering an exclusive
financing deal on all Toyota cars

Vision
To be a world class bank dedicated to excellence, and

to surpass the highest expectations of our customers


and all other stakeholders

Mission
Set the highest industry standard for quality, across

all areas of operation, on a sustained basis


Optimize people, processes and technology to deliver
the best possible financial solution to our customers
Become the most sought after investment
Be recognized as the employer of choice

Core Value
Honesty and integrity
Commitment and dedication
Fairness and meritocracy
Teamwork and collaborative spirit
Humility and mutual respect
Caring and socially responsible

Products
Current Accounts
UBL Business Partner Account
UBL Business Partner Plus Account
BBA Account
E.Transaction

Savings Accounts

Uni Saver Account

Uni Saver Plus Account

UBL Rupee Tansactioal Account

UBL Uniflex Account

UBL First Minor Account

UBL Business Partner Account


TwoTypesofCard
Visa Card
Master Card
Cheque book charges,
ATM charges,
On Line Charges
If amount is less then 10000 charges will be
deduct 50 rupees

TwoTypesofCard
VisaCard
Charges
Limit

580 R.S
40000 R.s

MasterCard
Charges
Limit

580 R.S
100000

UBL Business Partner Plus Account


Free
Free
Free
Free
Free

Online
Debit/ATM Card
Cheque Book
Rupee Travel Cheque
2.5Million Insurance

BBAAccount
Initial deposit 1000
No profit is paid into this amount
Free ATM card
No minimum balance requried
Account will be closed if there is no transaction in six

month
No service charge

UniSaverAccount
Opening Account 1000
Interest 6% P.A

UniSaverPlusAccount
Interest Paid 6%
Profit paid after 3 Month

UBLRupeeTransactionalAccount
Interest Rate 6% P.M
No Limit on Withdrawal
Charges will be deduct for ATM & Cheque Book

UniflexAccount
No Limit on withdrawal
Profit will paid after 3 month

Every account holder is entitled to a welcome pack


Two VISA ATM Debit Cards are provided; one is a

specially designed UBL First Pocket-Money Card


(complimentary) for the withdrawal of profit from the
linked account. The other is a standard UBL Wallet VISA
Debit Card (optional) this allows you to withdraw
money from the principal account

Account opening, birthday and account anniversary

surprises
Free E-statements
The account holder is entitled to value added services that
include Internet Banking facilities
No minimum balance penalty levied on the account

UBL Loan
Jut for Agriculture
12.5Acers Zameen
80% Loan on Total Asset Value

Car Finance
Installment for 3,5,7 years
Rate & down payment depend on car

Honda Alliance :
50% off on processing fee
Extended warranty along with priority

delivery.
Free fuel, free oil & filter change

Insurance Options
Comprehensive insurance
Insurance financing for the first year
Discounted rates with free tracking device

UBL Fund Manager


Handel the Mutual Fund
No ATM card , Cheque Book given to depositor
Interest rate depend on Fund
Just Charge the Management Fee

UBL Fund Manager


Now all UBL netbanking customers can make their UBL
FunUBL Government Securities Fund UBL
Islamic Cash
UBL Gold Fund
Govt securities
Assts alocation fund
Money market fund
Stock fund
Provident fund
Protected fund

UBLFundManagerPlan
ChildrenPlan
Started From 2000R.s
Any time deposited in this plan
No Markup Received by customer

if he Cant deposit
Insurance will be free on 50,000

R.s

UBLRetirementPlan
Belongs to Private

Employee.
Some amount deposit

every month.
At the stage of

Retirement you can get


the Lumsum Amount.

WealthBuilderPlan
Initial deposit is 20,000 R.s.
Any time deposit.
After the period interest & lumsum

amount will be given.

ConventionalBanking
UBL Gold
Gvt.Securities
Liquidatory Fund
Asset Allocation Fund
Bond Sector Fund
Stock Fund
Money Market Fund

UBLAmeen
Al-amin Islamic Cash Fund
Al-amin Islamic Protected Fund
Al-amin Islamic Sovereign Fund
Asset Allocation Fund
Stock Fund

MarketingStrategy
Develop the Personal Relation
Adopt the Pipeline System
Language Influence
Product Knowledge
Gifts

Strength
Large banking system
Overseas branches of world
Alliance with Honda company for car
Bank providing fast credit service to all customer at all

branches
Working envoierment is Good

Weakness
Islamic banking
No all type Loan provide
Interest rate is less
Poor service of ATM
No student Account is opened in this Bank

Opportunity
Adopt Islamic system
Provide Loan in future
Branches can be expanded
Increase the limit of Debit card

Threats
HBL
Meezan Bank

Recommendations
Increase The Rate of Interest
Adopt the Islamic Banking Systems
Humen resource development needs a lot of input
Staff retirement benefits should be introduce

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