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Culture Documents
continuous existence;
Extra
efforts by any particular
member not getting extra reward;
Lack motivation;
Ignorance of or irreverence to principles of
co-operation
Dependence on Government
Societies ften tend to be dependent on
government patronage and support in
terms of grants, loans subsidies,
etc., owing to
inadequacy of capital;
Limited access to raw materials;
Lack of market and distribution of channels for
products;
Vagaries of nature leading to financial burden on
members, etc.
Consumers Co-operative Society
For protecting interest of general consumers;
by making consumer goods available at a
reasonable price;
Source goods directly from the producers or
manufacturers;
eliminates middlemen in the distribution
process.
Some examples:
- Kendriya Bhandar,
- Apna Bazar
- Sahkari Bhandar
- Employees consumer co-
operative societies; Etc.
Producers Co-operative Society
to protect interest of small producers;
By making available raw materials, tools
and equipments, machinery, etc.;
Arranging Marketing & Distribution
channels, etc.
Examples:
Amul
APPCO,
Bayanika,
Haryana Handloom,
Co-optex
Co-operative Marketing Society
Examples:
Anand Milk Union Ltd., (Amul);
Co-optex
UP Handloom
Co-operative Credit Society
formed to provide financial
support to members
Examples:
Village Service Co-operative Credit Societies,
Employees co-operative credit societies, etc.
Co-operative Banks
formed to provide banking facilities to members;
accepts deposits;
grants loans at reasonable rates of interest
Examples:
Co-operative Farming Society
formed by small farmers;
to pool small holdings and work
to benefits of large-scale
farming;
Examples:
Lift-irrigation Cooperative Societies;
pani-panchayats
Housing Co-operative Society
provide residential accommodation to
members
Constructs houses or apartments for
members;
Provides amenities;
Takes care of maintenance and repairs.
IFFCO
Giant of a Co-operative
Co-operatives Share in Fertilizer
Production