BWBB 2013 BANK MANAGEMENT

FIRST SEMESTER SESSION 2017/2018 (A171)

GROUP ASSIGNMENT

TOPIC: THE EFFECT OF ASSET MANAGEMENT ON PROFITABILITY

IN MALAYSIAN BANKING SECTOR

GROUP A

Submitted to:
DR MUHAMMAD BASHIR OWOLABI YUSUF
 PREPARED BY :

MATRIC. NO. NAME

1 246792 NOR SHAHIRA BINTI AYOOB
2 246825 NUR FAIZATUL FAZILAH BINTI MOHD TAJUL
3 246917 NADIRAH HUMAIRA BINTI NOOR HADI
4 236541 WANG QI
5 235143 LYUSIJIE
6 255915 NURUL FILZA BINTI SALIM
7 256669 LINDA YEOH MUI LINNG
8 255893 NURZARINA BINTI SAIFUL
9 248222 LOGENESWARY A/P MURUGESAN
10 256741 LEW XUE YIN
 one method of data analysis
using current ratio, cash ratio and profitability.
The ratio with value 1
the ratio below 1
 the relationship impact on the profitability based on
independent variables
Capital adequacy as a necessary for the banks
its can indicates holding liquidity assets
Asset quality in terms of credit risk
but better asset quality in terms of the lower percentage of
non-performing loans
 is a mathematical programming technique
all the data has been derived into natural logarithm
a good sign
 The liquidity tranche speaks to the portfolio expected to cover the
measure of hold outpourings anticipated to emerge at the national bank
level in the following time frame.
the measure of the liquidity portfolio can be influenced equivalent to
what to the national bank regards sufficient.
Sufficient stores can be either essentially gotten from customary
sufficiency measures or figured considering future hold inflows,
perhaps with a net present esteem (NPV) approach.
This reasonable and traditionalist approach might be justified if inflows
(oil income) are exceedingly unstable or unforeseen as the current drop
in oil costs has represented.
The expenses of disregarding inflows, in any case, may strengthen in
the more extended term when ideal ALM arrangements are properly
drawn up utilizing multi-period models, which is past the extent of this
paper.
 The probability of requiring higher sums in the liquidity tranche ought to
be considered in while advancing the speculation tranche. To address this
issue, stochastic surges are fused as a conceivable risk into the portfolio
development practice for the venture tranche.
Due to the one-period-ahead development of the estimating model, the
models recommended underneath are limited to a solitary period static
detail. The single-time frame show expect that the financial specialist's
demeanor to hazard is steady for the holding period.
While prompt reinvestment of profits is a typical hone, confirm
recommends that the offer of family unit assigned fluid resources for
hazardous resources is unaffected by riches changes, which suggests a
steady hazard avoidance coefficient .
In this way, a solitary period show seems, by all accounts, to be a sensible
rearrangements that one may enhance in future work.