Treasury Management Overview

m2005 Amegy Bank N.A. Member FDIC.

 Core Values

‡ Take time to listen

‡ Do the right thing ± integrity always
‡ Know that everyone counts
‡ Generate common sense solutions
‡ Get results!

m2005 Amegy Bank N.A. Member FDIC.

 Treasury Management Services

‡ a
 your receivable collection processes

‡ a  control and management of your disbursements
‡
 your level of timely and comprehensive information
controls
‡    your liquidity management
‡  the potential for fraud and possible monetary losses to
your company
‡  the most advanced information technology tools available

m2005 Amegy Bank N.A. Member FDIC.

 ëeceivables Management
3 

G Current day detail

reporting
G Imaged remittance
documents
G Invoice capture detail

m2005 Amegy Bank N.A. Member FDIC.

 ëeceivables Management

G Same day data
transmissions
G Imaging available of
check, coupon or both
G Searchable CD-ëOM
archive of processed
detail

m2005 Amegy Bank N.A. Member FDIC.

 Lockbox Web Delivery

m2005 Amegy Bank N.A. Member FDIC.

 Lockbox Web Delivery
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G View remittance deposit

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amounts quickly and easily
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G Look at the supporting
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documentation/coupons with
accompanying checks to post


to your internal systems.
G Provide value added service to
your customers with this quick
research tool.

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m2005 Amegy Bank N.A. Member FDIC.

 Lockbox Image Delivery

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m2005 Amegy Bank N.A. Member FDIC.

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encryption of encryption of encryption of
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encryption
 Lockbox ëeporting

m2005 Amegy Bank N.A. Member FDIC.

 eBusiness Solutions ± Standard Online Payment Product
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‡ Amegy Bank has emerged as a premier technology

leader within the banking industry and has differentiated
itself by providing unique services that help our
customers grow their businesses.
± Secure Network Infrastructure
± Custom, Managed Solution For Your Online Needs
± Incorporate Your Online Products
± Incorporate Ecommerce

m2005 Amegy Bank N.A. Member FDIC.

 eBusiness Solutions ± Standard Online Payment Product
Our Payment Gateway ensures:
‡ Payment authorization and settlement for electronic checks and credit
cards in a Secure Sockets Layer (SSL) environment
‡ Various payment templates to select from
‡ Customizable fields to pull specific customer data
‡ Customizable e-mail replies to your customers
‡ Custom or standard data transmission
‡ Easy integration into existing site or storefront
‡ Payment search module to expedite resolution of your customer
inquiries
‡ Option of Bank-Hosted or Client Software-Based Payment Model
‡ Enhanced Electronic presence online

m2005 Amegy Bank N.A. Member FDIC.

 eBusiness Solutions - Standard Online Payment Product
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http://www.amegybank.com/contact
sopp amegybank@dougsuniverse.com
Privacy Policy
Payment engine provided by Amegy Bank eBusiness Solutions
© Copyright 2005 Amegy Bank N.A.

http://www.amegybank.com/contact
sopp amegybank@dougsuniverse.com
Privacy Policy
Payment engine provided by Amegy Bank eBusiness Solutions
© Copyright 2005 Amegy Bank N.A.
m2005 Amegy Bank N.A. Member FDIC.
 eBusiness Solutions - Standard Online Payment Product

http://www.amegybank.com/contact
sopp amegybank@dougsuniverse.com
Privacy Policy
Payment engine provided by Amegy Bank eBusiness Solutions
© Copyright 2005 Amegy Bank N.A.

m2005 Amegy Bank N.A. Member FDIC.

 eBusiness Solutions - Standard Online Payment Product

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http://www.amegybank.com/contact
sopp amegybank@dougsuniverse.com
Privacy Policy
Payment engine provided by Amegy Bank eBusiness Solutions
© Copyright 2005 Amegy Bank N.A.

http://www.amegybank.com/contact
sopp amegybank@dougsuniverse.com
Privacy Policy
Payment engine provided by Amegy Bank eBusiness Solutions
© Copyright 2005 Amegy Bank N.A.

m2005 Amegy Bank N.A. Member FDIC.

 ëeceivables Management
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‡ Cash Concentration
‡ Direct Debit

m2005 Amegy Bank N.A. Member FDIC.

 CD ëOM Check Imaging






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G Software and upgrades

 


 distributed on the CD-ëOM
 



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m2005 Amegy Bank N.A. Member FDIC.

 CD ëOM Check Imaging

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G Eliminates the need to
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sort, organize and store
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checks
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G Provides faster access to
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check information
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G Print front and/or back;
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print range of images
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m2005 Amegy Bank N.A. Member FDIC.

 Disbursement Management

‡ Controlled Disbursement
± Porter
± Hemphill
± Honey Grove
‡ Account ëeconciliation
± Full AëP
± Partial AëP
± Deposit reconciliation
± Direct transmission of paid item files
± Statement and check imaging on CD-ëOM
m2005 Amegy Bank N.A. Member FDIC.
 Disbursement Management
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G Easy to complete
transaction forms
G Wide variety of payment
types including EDI 820
G Allows import of
transaction detail from
other applications
m2005 Amegy Bank N.A. Member FDIC.
 Disbursement Management
  !

‡ A ³ëelationship Saver´
‡ 90 Day History of Paid Check Images
‡ e-Mail Notification when Items are ëeady for ëeview
‡ Dynamic ëeports
‡ Export Data to a comma delimited file (CSV) for
further Customization
‡ Manage your Business with our Administration
Module

m2005 Amegy Bank N.A. Member FDIC.

 Disbursement Management
  !

G Access exceptions online

G View images of paid items -
front and back
G Create reports

m2005 Amegy Bank N.A. Member FDIC.

 Dynamic ëeports

 


m2005 Amegy Bank N.A. Member FDIC.

 ACH Blocking
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‡ Minimizes risk of unauthorized ACH transactions

‡ ëeports may be generated for Authorized and
Unauthorized transactions
‡ Provides control in managing authorized ACH
transaction activity
‡ Assists in the protection of fraudulent ACH
transactions

m2005 Amegy Bank N.A. Member FDIC.

 ACH Blocking

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G ëeport displays
unauthorized
transactions for your
review or approval §

 

m2005 Amegy Bank N.A. Member FDIC.

 Accurate Account Access


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‡ Convenient Internet Access
‡ Previous and Current Day Summary and Detail
‡ 60 Days of Previous Day Transaction History
‡ Images of transaction items
‡ Friendly Online Forms
± Stop Payments
± Check ëesearch
± Check/Deposit Slip Orders
‡ Lockbox ëeports
‡ ACH ëeturn Item ëeport
‡ EDI ëeport
‡ Controlled Disbursement Totals and Detail

m2005 Amegy Bank N.A. Member FDIC.

 Accurate Account Access
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G Previous day and Current day
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summary and detail

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G Images of transactions
G View by account or relationship
G Export detail or print reports

m2005 Amegy Bank N.A. Member FDIC.

 Accurate Account Access
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G Delivered via e-mail

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G Password protected

m2005 Amegy Bank N.A. Member FDIC.

 Maximization Of Balances
 


‡ Eurodollar Sweep*
‡ Automated ëepurchase Agreements
‡ Money Fund Sweeps* *

* Eurodollar deposits are offered through Amegy Bank N.A. (the Bank), pursuant to an exemption under Cayman
Islands law which requires the Bank to give notice that it is not subject to regulation by the Cayman Islands
Monetary Authority. Eurodollar deposits may be subject to additional restrictions with respect to liquidity. A
Eurodollar Sweep account requires a $100,000 minimum daily investment balance.
**Amegy Bank N.A. acts as agent when distributing a Money Market Mutual Fund used in connection with its
Money Fund Sweeps. Although Money Market Mutual Funds seek to maintain a stable net asset value (NAV) of
$1.00 per share, there can be no assurance that they will achieve their goals.

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m2005 Amegy Bank N.A. Member FDIC.

 Vault Services

‡ Vault facility locally managed and operated

at our Operations Center, downtown
Houston, (1801 Main).
‡ Accurate and timely processing of coin &
currency orders/deposits for small to large
volume customers.
‡ 24 hour acceptance of Change Orders made
easy- via File Transfer or Voice ëesponse
Unit (touchtone phone).
‡ Security Features and tight
policies/procedures ensure our clients¶
money is handled with the highest level of
safety and integrity.
‡ Depository Services - 81 branches currently
available, 5 of which are located in the Dallas
Metroplex.
m2005 Amegy Bank N.A. Member FDIC.
 Value Added Services

‡ Merchant Services
‡ Corporate Credit Cards
‡ Purchasing Cards
‡ Payroll Cards
‡ Data Integration
‡ EDI Translation
‡ Outsourced Payables
‡ Web Design and Integration

m2005 Amegy Bank N.A. Member FDIC.

 The ³ ´ Bank!

m2005 Amegy Bank N.A. Member FDIC.

ëevision Date: 03/18/05