vs

October 2017 | 1
Agenda

• General Information
• Mission and Vision
• Services (PI and Business)
• Network and Channels
• Interface
• Added value

| 2
General information

- Established: 2001 - Established: 1991

- Branchers: 17 - Branches: 165
- Employees - Employees
(end of 2016): 543 (end of 2016): 3032
- Total assets - Total assets
(30.06.2017): 684 mil EUR (30.06.2017): 4,5 bn EUR
- Profit
- Profit
(30.06.2017): 39 mil EUR
(30.06.2017): 6 mil EUR - Target group: Universal bank
- Target group: SME -s

|
Mission and vision

- Long-term relationship - Development oriented

- Hausbank concept - Socially responsible
- Development oriented - Improvement of supply, price
- Saving Culture and quality of services
- Transparency - Transparent
- ECO orientation - Respect, trust
- Ethical approach - Ethical approach

October 2017 | 3
Services for PI

CURRENT ACCOUNT 4€
SAVINGS OFFER FLEXSAVE 10€ + 0,68%
TDA 5000€ + 0,77%, 0,81%, 0,85%, 0,85%eff
PROKID

CREDIT OFFER FLEXFUND 1000€ max + 9,56%

INVESTMENT LOAN
HOUSING LOAN 50.000-250.000 € + fix 3,83%eff
+var 2,91%eff

NATIONAL PAYMENTS 0€
INTERNATIONAL PAYMENTS 2,5 €

|
Services for PI

CURRENT ACCOUNT: INTESA HIT 2,5 €

INTESA BASIC 1,7 €
INTESA STUDENT 0

SAVINGS OFFER MONTH BY MONTH

SAVING IN DINARS
FOREIGN CURENCY
ANNUITY SAVINGS
BAMBINO

CREDIT OFFER ONLINE CASH LOAN

EASY CASH 20.000-120.000 6 or 12 months 2,45%
INTERMEZZO CASH
SENIOR CASH
MORTAGE LOANS
Residential property 590€ added costs 3,37%eff
Refinancing no fee for processing
Renovation from 5000€
Military serviceman 2,39%eff
CAR LOANS 3.000 – 30.000€ 5,10%eff
CONSUMER LOANS
STUDENTS LOAN site of Belgrade University

|
Services for Business

Accounts 12 €
STL,
LTL,
Investment loans
Dropbox
ProPay (2,5 € at transaction)
Transfers
Agriculture

| 7
Services for Business

Accounts
Loans Biz credit line, 29,84%eff up to 500 €
Biz Minus (OVD), 29,84%eff up to 1000 €
IntesaBiz loans
(Investment loans), up to 24m, grace period, 33,14%eff
Loans for
businesswomen 6,68%eff +570€ 500.000 up to 36m

Agriculture loans

| 8
Networks and channels

• Website • Website
• E-banking • Advertisement, sponsorship
• M-banking • Social media
• 24/7 zones
• 24/7 zones • Intesa online, mobi, halo
• Drop box • Online cash credit
• Direct approach • Online shopping
• Seminars, Meetings… • Biz online
• Wave2Pay
• SMS

October 2017 | 3
Interface

| 10
Interface

| 11
Added value

• 24/7 • Market share

• Cashless • More reachable (MSP)
• Recruitment of staff • Wider range of services
• Investment in staff • Marketing
• Expertise in SME-s • Trainings (seminars)
• Advisory services • 24/7
• Close relationship with • Responsible for community
clients • Bank for everyone
• ECO • Consultant staff
• Development oriented

| 12
 Thank you
for
your
attention!
• Augert
• Vlora
• Ivana
• Jovanka
• Katarina Feel free to ask!
• Marija

October 2017 |