FINANCE LAB REPORT

SHRIRAM TRANSPORT FINANCE

COMPANY LIMITED

Submitted by
B.Mahendra raja
ORIGIN AND HISTORY

 Shriram Transport Finance company Limited was incorporated in the year

1979.
 The company has a network of 1,121 Branch Offices & 930 Rural Centres
 Deposit taking NBFC with Reserve Bank of India.
 STFC decided to finance the much neglected Small Truck Owner.
 They provided to fund for Pre-owned Trucks.
 INTRODUCTION

The "SHRIRAM" conglomerate which has significant

presence in financial services .
 commercial vehicle financing business
 consumer finance
 life and general insurance
 stock broking
 chit funds
 distribution of financial products
VISION

•a tremendous sense of loyalty amongst its

customers.
•helpful to his path of prosperity.
• Operational efficiency, integrity and a
strong focus
• high quality and cost-effective products &
services
MISSION

• Grow through mutually beneficial associations with

customers
• technology partners and vendors
• empower the skills of people
• cost-effective & quality deliverables.
OBJECTIVE
• STFC was set up with the objective of offering the common man
a host of products and services that would be helpful to him on
his path to prosperity.

For the purpose of onward lending, financing, and for

repayment/ prepayment of interest and principal of existing
borrowings of the Company

General corporate purposes.

 FINANCIAL RECORDS
1. INCOME PERSPECTIVE
1.1 REVENUE GROWTH
Revenue growth illustrates
sales increases / decreases over time.

It is used to measure how fast a

business is expanding.
OPERATING INCOME GROWTH

Operating income takes a company gross income

which is equivalent to total revenue minus COGS,and
subtract all operating expenses.
NON OPERATING INCOME GROWTH

A company derives from any source

other than its operations.For example,if a
company sells one of its factories or receives
incomes from interest payments,these constitute
non operating income.
 OPERATING AND NON
OPERATING INCOME GROWTH
INCOME Mar 18 Mar-17 Increases/ % Mar-16 Mar-15 Increases/ %
Decreases in Decreases in
2018 2016
12 mths 12 mths 12 mths 12 mths

Revenue From 12,201.66 10,828.75 1372.91 13% 10,241.56 8,636.95 1604.61 19%
Operations [Gross]

Revenue From 12,201.66 10,828.75 1372.91 13% 10,241.56 8,636.95 1604.61 19%
Operations [Net]

Total Operating 12,201.66 10,828.75 1372.91 13% 10,241.56 8,636.95 1604.61 19%
Revenues

Other Income 75.18 1.86 73.32 3942% 3.7 7.78 -4.08 -52%

Total Revenue 12,276.83 10,830.61 1446.22 13% 10,245.26 8,644.72 1600.54 19%
 1.2 NET PROFIT GROWTH

It is a good indicator of the rate at

which companies have grown
profits.
NET Mar 18 Mar-17 Increases % Mar-16 Mar-15 Increases %
PROFIT /Decreases /Decreases
12 mths 12 mths in 2018 12 mths 12 mths in 2016

Profit/Loss 1,568.02 1,257.34 310.68 25% 1,178.20 1,237.81 -59.61 -5%

For The
Period
 Earnings per share(EPS)

A company’s profit divided by its

number of common outstanding
shares.
EPS =(Net income – Dividends on preferred
stock) / Average outstanding shares.
EARNIN Ma Ma Incre % Ma Ma Increa %
GS PER r r- ases / r- r- ses /
SHARE
18 17 Decre 16 15 Decre
12 12 ases 12 12 ases
mt mt in mt mt in
hs hs 2018 hs hs 2016
Basic EPS 69.1 55.4 13.69 2 51.9 54.5 -2.63 -
(Rs.) 1 2 5 3 6 5
% %
 2. EXPENSE PERSPECTIVE

2.1 OPERATING EXPENSE GROWTH :

Operating
expenses are expenses other than
your costs of goods sold,direct
expenses,other income or other
expenses.
 Mar 18 Mar-17 Increases / % Mar-16 Mar-15 Increases / %
Decreases in Decreases in
12 mths 12 mths 2018 12 mths 12 mths 2016

Other Expenses 799 692.81 106.19 15% 721.94 653.11 68.83 11%

EXPENSES Mar 18 Mar-17 Increases / % Mar-16 Mar-15 Increases / %

Decreases in Decreases in
12 mths 12 mths 2018 12 mths 12 mths 2016

Employee 715.15 548.23 166.92 30% 589.08 429.59 159.49 37%

Benefit
Expenses
Finance Costs 5,372.35 5,187.42 184.93 4% 5,057.93 4,389.98 667.95 15%
Provsions and 3,122.11 2,444.32 677.79 28% 2,058.58 1,289.15 769.43 60%
Contingencies
Depreciation 36.13 33.91 2.22 7% 36.31 40.51 -4.2 -10%
And
Amortisation
Expenses

Total Expenses 10,044.75 8,906.69 1138.06 13% 8,463.83 6,802.34 1661.49 24%
Four day analysis

Date Open Price High Price Low Price Last Price Close Price

10-Sep-2018 1,212.00 1,229.90 1,181.80 1,188.75 1,192.30

11-Sep-2018 1,200.00 1,210.40 1,175.20 1,190.05 1,186.65

12-Sep-2018 1,198.00 1,200.50 1,163.90 1,173.85 1,177.35

14-Sep-2018 1,144.00 1,226.00 1,140.00 1,213.30 1,215.10

 POSITIVE NEWS
Shriram Transport finance Q1 net profit up 24.53% at Rs 572.9
Crore : july 26,2018

Its total revenue during the reported

quarter increased by 19.91 percent to Rs
3,739.85 Crore,from Rs 3,118.68 Crore in
the same period year ago,Shriram
transport finance company (STF)said in a
BSE filing.
Conclusion