Introduction

• In 1931, Mr. K.P. Hormis established the

Travancore Federal Bank at central Travancore.

• In 1945 the bank shifted its registered office to

Aluva and the Bank commenced business by
opening its first branch at Aluva.

• In 1947 it changed its name to Federal Bank.

 Acquisitions
• Since 1964 It acquired the Chalakudy Public
bank, the Cochin union bank, the Allepy bank,
the St. George union bank & the Marthondam
commercial bank.

• In 1970, the bank became a Scheduled

Commercial Bank.

• In 2006, Federal Bank acquired Ganesh bank

after the RBI suspended the bank.
 Key Personnel
M. Venugopalan
M.D. & CEO

P. H. Ravikumar Suresh Kumar Abraham Koshy Dr. M.Y. Khan

DIR DIR DIR DIR

K.S. Harshan P.R. Kalyanraman P.C. John Girish Kumar

Exec DIR Exec DIR CFO Co Sec
 Products & Services
• As of Mar 2009 it had 646 branches and 640 ATMs
around the country.
• Overseas branches UAE, Saudi Arabia, Qatar, Oman.
• Federal Bank launched its International Debit Cards
in the year 2004.
• The same year, it also provided Real Time Gross
Settlement (RTGS) facility in all the branches,
followed by Online Railway Reservation.
• In 2006, Federal Bank issued GDRs, becoming the
first traditional bank to do so.
 Other services includes:
• BSNL Bill Payment
• Cash Management Services
• Cash -On- Line Express Cash Remittance
• Credit Cards
• Depository Services
• Easy Pay-On-line Fee Payment System
• E-shopping Payment Gateway
• Export Credit Insurance Products in association
with ECGC
 Contd:
• Express Remittance Facility from Abroad -
FEDFAST
• General Insurance Products in association with
United India Insurance
• Life Insurance Products, in association with ICICI
Prudential
• Merchant Banking Services
• NRI Services
• Online Kiosks for Customers, LIC insurance
Payment & Railway reservation system.
 Market Share
• Federal Bank’s stock quote in BSE ranges from
250-260.
• Federal Bank Q1 Net Profit at Rs. 68.15 Cr.
• The bank has shown a robust performance with
the operating profit increasing by 34.55% to Rs.
253.52 Crores.
• The total income for the fiscal increased from Rs.
659.70 Crore to Rs. 841.33 Crore, supported by a
32.67 % growth.
 Milestones
• In 1972 the bank became an authorized dealer in Foreign
exchange.
• In 1973 the bank could increase NRI business share.
• In 1984 Agricultural Finance Department was set up with
technically qualified personnel at central office. Bank's
performance in agricultural and priority sector lending
improved substantially thereafter.
• 1989 commenced Merchant Banking Operations.
• Deposits crossed Rs.1,000 Crores. Adopted profit sector
banking as its slogan.
• 1997 Bank's first  ATM was inaugurated at Ernakulum
North on 27-02-97.
Contd:
• Bank's 400th branch was inaugurated at Calcutta-
Shakespeare Sarani & the total business of the bank
exceeded Rs.60,000 Crores as on 31/3/99.
• 2000: Bank started Any Where Banking (ABB) at
Bangalore connecting all branches located in the
Bangalore metro, Launched Depository Services in
association with NSDL, commenced Internet Banking 'Fed
Net’ with software support from Infosys Technologies
• 2002: All the 412 branches of the Bank were fully
computerized.
• 2004: Federal Bank becomes the first traditional bank to
network all its branches and attain 100% connectivity.
• 2007: Implemented Core Banking Solution across all
branches.
 Future plans
• The bank has 646 branches with a gross business of around Rs
60,000 Crore.
• Federal Bank aims to reach 1000 branches in the next 2 years
with a business volume of Rs 1 lakh Crore.
• The bank is also keen on getting into the SME sector and is
developing expertise in the area.
• The Boston Consulting Group (BCG) is assisting Federal
Bank in almost all areas of the bank’s operations (restructuring
of organizational structure, developing new products and HR
policies).
• On expansion plans the bank has set its eyes on east & north-
east.
• The bank is also open to joining hands with another bank for
growth, said Kalyanaraman (Exec Dir).
 SWOT analysis
Strengths :-
• Adaptability of new services & technology.
• Presence in Metros & other major cities.
• Online banking & other network related services.

Weakness :-
• Due to use of technological & internet related
services, penetration is low in villages.
• High cost in operations.
• No of branches is limited to cities.
Contd:
Opportunities :-
• Large scope of opening branches in Gulf &
Western countries to tap large NRI market.
• Has an edge in technological areas over other
banks.
Threats :-
• Tough competition from Public, large private, &
foreign banks in the area of exports & imports &
NRI related services.
• Losses & expenditure incurring in certain areas.
 Awards
• Federal bank bagged 2 awards in Best clearing &
Settlement system instituted by Indian Banking
Association(IBA) in 2006.
• Federal bank bagged 2 awards in Best use of IT in Retail
Banking & Best Payments Initiative from IBA & Trade
Fairs & Conferences International(TFCI) in 2005.
All’s well…..
That ends well

Thank you
By V.Rahul(59) .