NCR ATMS WITH SCALABLE DEPOSIT MODULE

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INTRODUCTION
NCR Self Service SDM ATM also lets users for an Interactive Teller interface to carry out a transaction with a remote teller that would typically take place within a branch. It could also allow financial institutions to build new small-footprint branches and provide teller services in areas that are not serviced by bricks and mortar branches. The deployment will include ATMs equipped with NCRs next-generation Scalable Deposit Module (SDM) technology. The technology enables consumers to deposit both cash and cheques simultaneously through a single slot. A typical consumer transaction of five bank notes and two cheques can take less than 60 seconds to deposit. SDM improves the experience for small and medium businesses, such as doctors and small business owners, theyClick average Master subtitle style on to edit deposit between 12-20 checks and/or 25-30 notes per transaction.

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SYSTEM REQUIREMENT
HARDWARE REQUIREMENTS: Below mention about NCR ATM Machine

Height : 62.0 (1,575mm) Width : 30.9 (784mm) Depth : 40.2 (1,020mm) front access, 42.6 (1,082mm) rear access Weight : 2,227lbs (1,010kg) CEN L safe 2,546lbs (1,155kg) CEN III/IV safe

OPERATING PLATFORM:

Intel Celeron Intel Pentium 4 Intel Core 2 Duo 2.13 GHz 1GB or 2GB RAM, 80GB hard drive DVD and floppy disc drives

SOFTWARE:

APTRA software suite 3/17/12

TECHNOLOGY DESIGN
Designed with medium to high transaction usage in mind, the NCR Self Service dispenses cash as well as accepting cash and cheque deposits and offers a broad range of other services, such as bill payment, funds transfer, mobile phone top-up and ministatements.

DISPLAY

12.1" (308mm) and 15" (381mm) LCD color with 8 FDKs. 12.1" (308mm) and 15" (381mm) LCD touch screen. XGA with auto scaling, Optional privacy filter, Sunlight readable displays.

KEYBOARD

EPP (PCI compliant), polycarbonate/stainless steel options

CARD READER

Smart Dip CROPF and/or System Escape, HiCo

INTEGRATED MEDIA ENTRY AND EXIT INDICATORS (MEEI)

On all media and card entry and exit points

AUDIO 3/17/12

SUPPLY NEED OF TECHNOLOGY

VENDORS:
o

BMO Harris Bank. Peoples Bank of Alabama. Community & Southern Bank.

BMO Harris Bank: NCR was recently chosen as the exclusive supplier of its latest Self Service Automated Teller Machines (ATM) to BMO Harris Bank, an arm of BMO Financial Group. Financial details of the deal were not divulged. PEOPLES BANK OF ALABAMA: Peoples Bank of Alabama will deploy NCRSelf Service ATMs with scalable deposit modules. SDM allows consumers to deposit both cash and cheques simultaneously, in any orientation, through a single slot .This consumer-friendly technology makes ATM deposits faster and easier, and helps banks improve the customer experience. COMMUNITY & SOUTHERN BANK: Community & Southern Bank, a financial institution with more than forty branch and ATM locations throughout Georgia, will deploy 35 new NCR Self 3/17/12 Service ATMs to replace existing units and expand into new sites. Eighteen of the

PRODUCT DEVELOPMENT USING TECHNOLOGY

NCR Self Service 34 ATM:
The NCR Self Service 34 is an exterior through-the-wall or vestibule ATM, specifically designed for high transaction usage. It dispenses cash as well as accepting cash and cheque deposits and offers a broad range of other services, such as bill payment, funds transfer, mobile phone top-up and mini-statements.

ATM NCR Self Service 38:

The NCR Self Service 38 is a freestanding drive-up ATM designed to cope with the severest weather conditions. It dispenses cash as well as offering a broad range of other services, such as bill payment, funds transfer, mobile phone top-up and mini-statements. In common with other Self Service 30 series products, it gives you the widest range of upgrade options available, including bulk and single cash and cheque deposit, cheque imaging and truncation as well as cash recycling. It can even be extended to offer the largest cash dispense capacity on the market.

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SWOT ANALYSIS
STRENGTH:

Fast transaction Increase safety. Support multi-currency deposit Increase save time and money.

WEEKNESS:

Sometimes card would be blocked.

OPPORTUNITY:

Single slot interface from cash and cheque deposit. Improved branch efficiency. Improved customer experience.

3/17/12 THREATS:

KNOWLEDGE PRODUCTIVITY FACTOR

UNIQUE FEATURES:

Two cassettes with storage for 2,000 notes and 1,600 cheques. Accepts and validates up to 50 notes and/or cheques per transaction. Single slot deposit for improved customer experience. Dynamic deskew enables fast media handling. Reliable and high-quality image processing. Intuitive to service. Single consumer interface. Improved branch efficiency. Provides a broad range of services, such as bill payment, funds transfer, mobile phone, Top- up, couponing and vouchers and mini-statement. PCI compliant Encrypting PIN Pad. Cash acceptor with flexible deposit modules and recycling options. 12.1 and 15 LCD touch screen. Card reader with built-in fraud prevention. Full decode and clear text explanation of MSTATUS/MDATA bits and bytes.

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CONCLUSION
As withdrawing of money became easier by the ATMs. The people will find easier to deposit money in their account when such technology is installed. Hence it will encourage the saving capacity of the people.

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